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Directors of major corporations being sued for incompetence

Hi guys !!!

I do not know about you but this financial crisis has really hit me. In my golden years saving's plan, I had lost a considerable sum of money without doing anything. I am still allright but only just. It may require me to change my strategy but I think everybody will get there in the end.

So if I incur other losses that is not my fault what do I do? Is there a legal way of me getting my money back (Ha Ha) Do I sue the directors and lose more money and end up in the street?

What I want to know from you fellow bloggers, what are my legal avenues to recover my money (?) and make sure the directors learn from their mistakes and make sure these things never happen again. Learning from one's mistakes is very hard and it hurts in the gut.

Anyway I will try to be more cheerful in my posts and I hope things will get better.

ciao!!!